Freo Affiliate Programm

Freo is a 100% subsidiary of Rabobank and the specialist in online lending. Until recently, you could only find us online, except for our presence at the Philips Stadium and on the shirts of PSV. In the spring of 2018, Freo made its debut on radio and TV. The reason? To introduce even more people to our great brand! We expect this to give Freo's brand awareness a significant boost. Want to benefit from this? Become a partner of Freo!

Two Different Loans

Freo keeps things simple. Customers can choose from two types of loans: a Personal Loan or a Revolving Credit. These loans are taken directly with us, without any intermediaries. This makes borrowing with Freo simple, transparent, reliable, and cost-effective. We have been in the top 3 of the lowest interest rates for years!

Smart Borrowing

Freo is honest about borrowing. No hidden catches or unreadable terms—just a fair loan with a favorable rate. Do you recognize yourself and your business in our approach? Does your business focus on:

• personal service
• clarity
• carefulness
• and an honest offer?

Then sign up for Freo's affiliate program with Daisycon.

Rules

• Freo must only be promoted with a warning message (borrowing money costs money) and no "prohibited words"


• Publishers declare they will only use the material provided by Freo (including communication materials, banners, video content, etc.) and links


• Publishers must submit any other materials (including textual expressions) for approval to Freo


• Publishers are not allowed to promote through direct linking or branded bidding unless Freo has granted prior written consent


• Publishers may use email marketing only after prior written approval from Freo (via the Daisycon email approval tool)


• Promotion via social media channels is not allowed

Conditions for Affiliate Program Transaction Registration with Freo

Freo has certain characteristics and acceptance conditions that must be met before a transaction can be registered.

A visitor is assessed based on the following points before their application is completed and the transaction is registered:

• BKR Record - A check is performed with the Bureau Credit Registration (BKR) for every application. Any negative records will result in rejection.


• Customer Evaluation - Freo looks at personal details such as employment, living situation, and borrowing history.


• Borrowing Capacity - We assess whether the visitor’s income is sufficient to cover their fixed costs and loan repayments.


• Loan Purpose - The purpose for which the visitor wants to borrow money does not align with Freo's policy.

A visitor will qualify for a loan from Freo if:

• they have a valid ID;


• they live and work in the Netherlands;


• they hold Dutch nationality;


• they do not hold Dutch nationality but have a permanent residency permit;


• they have an IBAN in their name from a bank in the Netherlands;


• they are 18 years or older but not older than 69.5 years if applying for Revolving Credit. For a Personal Loan, they must be 18 or older but not older than 74 years;


• they have a regular income (e.g., salary or pension, but not student financing);


• they and any co-borrower reside at the same address;


• they have an email address and (mobile) phone number;


• they do not have more than €100,000 in outstanding consumer